Home Mortgage Solutions

Turn your homeownership dreams into reality with competitive rates, flexible terms, and personalized service from our mortgage experts.

Today’s Mortgage Rates

30-Year Fixed

6.750%

APR 6.891%

15-Year Fixed

6.250%

APR 6.391%

5/1 ARM

5.875%

APR 7.234%

Jumbo 30-Year

7.125%

APR 7.268%

*Rates shown are for qualified borrowers and subject to change. APR includes fees.

Find Your Perfect Mortgage

First-Time Homebuyer

First-Time Buyer

Special programs designed to help first-time buyers achieve homeownership with lower down payments.

Starting Rate

6.875%

Down Payment

3% minimum

As low as 3% down payment

FHA loan options

First-time buyer education

Down payment assistance programs

Conventional Fixed-Rate

Fixed Rate

Traditional 15 or 30-year fixed-rate mortgages with predictable monthly payments.

Starting Rate

6.750%

Down Payment

5% minimum

Fixed interest rate

Stable monthly payments

15 or 30-year terms

No mortgage insurance with 20% down

Adjustable Rate Mortgage (ARM)

Adjustable

Start with lower rates that adjust over time, perfect for short-term homeowners.

Starting Rate

5.875%

Down Payment

5% minimum

Lower initial rates

Rate caps for protection

5/1 and 7/1 ARM options

Perfect for short-term ownership

Jumbo Loans

Jumbo

Finance luxury homes and properties that exceed conventional loan limits.

Starting Rate

7.125%

Down Payment

10% minimum

Higher loan amounts

Competitive jumbo rates

Flexible terms

Portfolio lending options

Refinancing

Refinance

Lower your rate, reduce your term, or access your home equity with refinancing.

Starting Rate

6.625%

Down Payment

N/A

Rate and term refinancing

Cash-out refinancing

Streamline refinancing

No cash-out closing costs

Construction-to-Permanent

Construction

Build your dream home with a single loan that converts to permanent financing.

Starting Rate

7.250%

Down Payment

20% minimum

Single loan application

Interest-only during construction

Converts to permanent loan

Custom home financing

Your Path to Homeownership

We’ll guide you through every step of the mortgage process with expert advice and personalized service.

Pre-Qualification

Get an estimate of how much you can afford.

Pre-Approval

Get a conditional commitment for your loan amount.

House Hunting

Shop with confidence knowing your budget.

Loan Processing

We handle the paperwork and underwriting.

Closing

Get your keys and become a homeowner!

Why Choose Vuebank for Your Mortgage?

Competitive Rates

Get some of the most competitive mortgage rates in the market.

Expert Guidance

Our mortgage specialists will guide you through every step.

Local Expertise

Deep knowledge of local markets and home values with Vuebank.